Auto Liability in trucking insurance refers to the coverage that protects a trucking company or driver when they are legally responsible for causing bodily injury to others or damage to someone else’s property while operating a commercial vehicle. This coverage helps pay for legal expenses, medical costs, and damages resulting from covered incidents, ensuring compliance and financial protection on the road.
Physical Damage in trucking insurance refers to coverage that protects your truck and equipment from loss or damage—regardless of fault. This includes protection against collisions, theft, fire, vandalism, and other covered events, helping ensure your operations stay on the road with minimal disruption.
Motor Truck Cargo (MTC) is a type of trucking insurance that protects the freight being transported against loss, damage, or theft while in transit. This coverage helps ensure that the value of the cargo is safeguarded, supporting both the carrier and their clients in the event of a covered incident.
Trailer Interchange in trucking insurance is a specialized coverage that protects a motor carrier when using a trailer they do not own under a formal trailer interchange agreement. It provides coverage for physical damage to the non-owned trailer while it is in the carrier’s care, custody, or control.
General Liability (GL) in trucking insurance provides coverage for third-party claims of bodily injury or property damage that occur outside of operating the truck itself. This includes incidents such as accidents at your business location, loading and unloading exposures, or other non-driving-related operations—helping protect your business from unexpected legal and financial risks.
Bobtail Liability and Non-Trucking Liability (NTL) provide protection when a truck is being operated without a trailer or outside of business use. Bobtail coverage applies when the truck is driven without a trailer for business purposes, while Non-Trucking Liability covers personal or non-business use. Together, they help protect drivers from liability exposure when not actively hauling a load.
Workers’ Compensation (WC) in trucking insurance is a mandatory coverage in most states that provides benefits to employees who are injured or become ill as a result of their job. It helps cover medical expenses, lost wages, and rehabilitation costs, while also protecting employers from certain legal exposures.
Excess / Umbrella Liability in trucking insurance provides additional liability protection above your primary policies, such as Auto Liability. It increases your total coverage limits in the event of a large claim, helping safeguard your business from significant financial exposure beyond standard policy limits.
We offer Personal Injury Protection (PIP) as part of your commercial auto insurance, covering medical expenses and lost wages after an accident – regardless of fault (where applicable by state law).
It provides immediate financial support for drivers and passengers. Availability and requirements vary by state.
Occupational Accident coverage provides benefits to independent contractors and owner-operators who are injured while performing job-related duties. It helps cover medical expenses, disability benefits, and accidental death benefits—offering an alternative to traditional Workers’ Compensation for those not classified as employees.
We offer Uninsured/Underinsured Motorist (UM/UIM) coverage as part of your commercial auto insurance, protecting you if you’re involved in an accident with a driver who has little or no insurance.
It helps cover medical expenses and damages, ensuring financial protection when the at-fault party cannot fully pay.
We offer Additional Insured and Waiver of Subrogation endorsements to help you meet contractual requirements and protect your business when working with brokers and shippers.
These coverages extend protection to third parties and limit insurance claims between involved parties, helping reduce risk and ensure smoother business relationships.
We provide roadside assistance and towing services to keep your trucks moving and minimize downtime in case of breakdowns or accidents.
Our support includes emergency towing, roadside repairs, and cleanup services to help you get back on the road quickly and safely.
For faster assistance after 6:00 PM during the week and on Saturdays, we highly recommend using our WhatsApp channel.
