Commercial Trucking Insurance

Trusted Experts in Trucking Insurance Since 1999

More than insurance, Ether is an integrated ecosystem built for the trucking industry — bringing together protection, compliance, safety, permitting, factoring, and dispatch solutions to help carriers operate with confidence and grow without limits.

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Placing risk with A-rated carriers

WHERE WE OPERATE

We write business in 28 states

From Florida to California, your authority is covered by the same team, the same carriers and the same phone number.

What we write

Talk to an agent

(754) 287-5551

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Your journey with Ether

From your first authority to a fleet that keeps rolling

Our goal is to build the most complete ecosystem for the U.S. trucking industry — protection, compliance, education, technology and community on one platform. When we help our clients grow, we grow with them.

Start your Authority
USDOT, MC, BOC-3, UCR and the permits you need to run legally from day one.
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Protect your Business
Coverage placed with A-rated carriers, built around how your rig actually runs.
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Stay Compliant
DOT audits, your Drug & Alcohol program and safety scores handled before they become a problem.
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Grow your Fleet
Factoring and dispatch that keep cash flowing while you add trucks.
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Optimize your Operations
IFTA, 2290, quarterly taxes and permits on a calendar — not a fire drill.
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Build Long-Term Success
Education, a bilingual community and a team that renews with you year after year.
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The Ether Ecosystem

Four pillars that keep your authority running

Insurance, safety, cash flow and paperwork under one roof — so the people who cover your trucks are the same ones who keep you legal and paid.

Commercial Trucking Insurance

Auto liability, physical damage, cargo and the coverages the FMCSA requires — placed with A-rated carriers.

Safety & Compliance

Permits, MC authority, DOT audits, drug consortium and safety rating support — your operation compliant end to end.

Factoring & Dispatch

Get paid faster and keep loaded — freight factoring plus professional dispatch.

Taxes & Permitting

IFTA, HVUT 2290, quarterly filings and permitting — on time, no penalties.

Operations we cover

Built for the way your rig runs

From dry van to hazmat to heavy haul — scroll to see the operations we place every day.

Starting a new authority? Read the start-up guide

Auto Haulers

Car-carrier rigs with the higher cargo limits and physical damage they need.

General freight dry van, reefer and flatbed

General Freight — Dry Van, Reefer, Flatbed

The everyday backbone of freight, insured for its specific cargo risk.

Hazmat

Higher liability limits and pollution coverage for hazardous loads.

Tank Milk & Water Carriers

Specialized coverage for liquid bulk and food-grade tankers.

Dump Trucks — Sand, Gravel & Frac Sand

Aggregate and frac-sand hauling insured for its rugged, high-turn work.

Ready Mix (Cement)

Mixer trucks covered for the weight, wear and job-site exposure they carry.

Hotshot & Box Trucks

Expedited and last-mile rigs insured for fast, deadline-driven runs.

Garbage Trucks

Refuse and waste-hauling units covered for constant stop-and-go routes.

Oversized / Overweight / Overheight

Heavy-haul and specialized loads with the permits and coverage they demand.

UIIA Intermodal

Container and drayage operators covered for interchange and port work.

NAFTA / B1 Cross-Border

Coverage and licensing support for cross-border operations.

Buses & Passenger

Passenger transport insured for the higher liability of carrying people.

New Venture

First-time authorities placed with carriers that welcome new ventures.

Why owner-operators choose Ether

We don't just sell policies. We keep you legal, loaded, and rolling.

Bilingual, driver-first service

Every quote, form and conversation in English or Spanish — from people who understand owner-operators.

5-minute certificates

Need a COI for a broker or shipper right now? We can issue most certificates in as little as 5 minutes during business hours.

Compliance handled

BOC-3, UCR, IFTA, drug & alcohol consortium, DOT audits — we keep your authority in good standing.

A-rated carriers

We place your risk with financially strong, A-rated carriers so your coverage actually pays when it counts.

Risk management & loss control

Drug & Alcohol program, DOT inspection strategy and alerts worked before renewal — so your underwriter sees a carrier that manages its risk, not one that just re-quotes.

Markets & Partners

Backed by the best network in the industry

Our extensive access to A-rated carriers, admitted insurers, Risk Retention Groups (RRGs), and surplus lines markets allows us to match your business with the right coverage, not just the first quote. From new ventures and growing fleets to complex, hard-to-place risks, we provide insurance solutions tailored to your operation.